SMS Terms & Conditions

Finances With Me is an online source to learn how to save money online while understanding how a user can regulate their purchases, wares, and digital wallets to have an overall improved budgeting experience. Users who opt in to our SMS program will receive updates on new articles and account information.

By enrolling for [SHORT CODE] SMS service on our website, you are agreeing to Finances With Me a member of [SHORT CODE] Service and acknowledging the following Terms of Use. Furthermore, you are providing consent to receive messages on your mobile phone. Please be aware that subscribing implies that you will receive recurring messages.

Changes to Terms of Use:

Finances With Me retains the right to amend the Terms of Use, and the latest version can be found by accessing the SMS Terms and Conditions.

Fees:

Participation in [SHORT CODE] Service does not involve any charges. However, message and data rates may apply as per your wireless carrier’s policies. We Recommend checking with your wireless carrier to understand the text messaging fees that apply. Please note that Finances With Me will not assume responsibility for any fees levied by your wireless carrier for using [SHORT CODE] service.

Privacy:

At Finances With Me, we place significant importance on safeguarding your privacy. We do not share any collected information. For a comprehensive overview of our Privacy Policy click here.

Usage Restrictions:

To enroll in and use [SHORT CODE] service, you must be at least 18 years old. If you are below 18 years of age, please seek permission from your parents or legal guardians prior to registering for [SHORT CODE] service.

Supported Carriers:

Please note that mobile carriers are not accountable for delayed or undelivered messages. Participating carriers encompass T-Mobile®, Verizon Wireless, AT&T, Sprint, Boost, U.S. Cellular®, MetroPCS, Virgin Mobile, and Cricket.

Assistance, Cancellation, or Unsubscribing:

Should you wish to discontinue [SHORT CODE] service at any point, you can do so by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE, or STOP ALL to [SHORT CODE]. Message and data rates may apply. Alternatively, you can send an email to [email protected] with your mobile phone number as the subject. For aid or other support matters, you can also send an email to [email protected], text HELP to [SHORT CODE] from your mobile phone, or call the toll-free phone number 833-330-9839.

Message Frequency:

Kindly note that message frequency varies.

Ownership; Trademarks; Alterations to Offers:

By utilizing [SHORT CODE] services and any provided offers, you are agreeing that Finances With Me or its partners will retain all legal rights, titles, and interests, including intellectual property rights. You are prohibited from modifying any offers presented through [SHORT CODE] service, and you must not eliminate, obscure, or alter any proprietary rights notifications (such as copyright or trademark notices) attached to [SHORT CODE] services or offers. Unless explicitly authorized by a partner, you undertake not to utilize any Trademark, service mark, trade name, or logo (“Trademarks”) of any entity in a manner that could lead to confusion about Trademark ownership or harm the reputation of such Trademarks.

Termination:

Finances With Me reserves the right to end your subscription at any time without advance notice or future Finances With Me.

Disclaimer of Warranties:

[SHORT CODE] service is offered “as is” and “as available,” and Finances With Me provides no warranties, whether express or implied, concerning the service. This includes, but is not restricted to, any implied warranties of merchantability, fitness for a specific purpose, and non-infringement. Factors beyond Finances With Me’s control, such as mobile carrier network speed and internet performance, might impact the service’s performance, and Finances With Me is not accountable for acts beyond its control.

Limitation of Liability:

Under no circumstances shall Finances With Me, its officers, directors, employees, or agents be liable to you for any form of damages arising from your utilization of [SHORT CODE] service. This encompasses direct, indirect, incidental, consequential, exemplary, or special damages, even if forewarned of the possibility of such damages. If applicable law prohibits any disclaimer or limitation on damages or liability stated herein in a specific circumstance, Finances With Me is entitled to the maximum disclaimers and/or limitations on damages and liability permitted by such applicable law in that particular circumstance. Nevertheless, Finances With Me’s liability for damages arising under these Terms of Use or your use of [SHORT CODE] service shall not exceed US $500.

Indemnity:

You agree to indemnify and hold each Company party harmless from any claim or demand, including associated damages, costs, or expenses, including reasonable attorney fees and costs, made by any other party due to or arising from your violation of this agreement or the documents it references, or your violation of any law or the rights of another party.

Governing Law; Venue:

This agreement and its validity, interpretation, and performance shall be governed by the laws of the state of Indiana, without regard to its choice of law provisions. You unequivocally consent to accept the exclusive personal jurisdiction and waive any objections to the venue of such courts.